Phone Call before completed Validation??

Joined: 09 May 2004 Posts: 1 Location: Wisonsin

Received Phone Call before completed Validation??
I sent my validation letter via CMRR and I've received my green card. About 1 week after I got my green card, the collection agency called me in an attempt to collect the debt. I understand that this is a violation and I could possibly sue for $1000. When they called, I got the lady's full name and direct phone number. I also recorded the exact day/time of call.

Should I act on this violation, use it against them in an effort to delete their entry, or just wait on the validation???

Any attention is appreciated!!

Joined: 09 May 2004 Posts: 2 Location: California

Validated,

I'm going to give this a shot. Yes, it is a violation if they didn't validate before calling you. Did you dispute with the CRA's too? If you did and the CA verifies with them before validating with you that 3 more to add on.

You didn't say how old the debt is. Is it past the SOL? If you're willing to lay it on them for the violations go for it.

I just had this happen to me and the idiots actually called my attorney! Talk about stupid

Anyway, I'm sure that you will get more people to answer you. But it sounds like you got them good. Don't forget to use the opinion letters regarding this violation.

Good luck!