Florida Mortgage Resources

Together, the Florida Office of Financial Regulation and the Department of Business and Professional Regulation regulates most of the real estate and mortgage services in Florida. This web page is provided as a one-stop resource for Florida real estate and mortgage services license information, laws and regulations.

Florida Office of Financial Regulation    www.flofr.com

The Office of Financial Regulation (Office) is dedicated to safeguarding the private financial interests of the public by licensing, chartering, examining and regulating financial institutions and financial service companies in the State of Florida.


The Office strives to protect consumers from financial fraud while preserving the integrity of Florida's markets and financial service industries.


Department of Business & Professional Regulation    DBPR


The Division of Regulation is the enforcement authority for the professional boards and programs. It monitors those professions and related businesses to ensure that the laws, rules and standards set by the Legislature are followed. This is accomplished by proactively monitoring the professionals and related businesses; aggressively pursuing and investigating complaints of wrongdoing; utilizing compliance mechanisms such as notices of noncompliance and citations; and the performance of statutorily mandated inspections.

The division is divided into six bureaus and 10 regional offices. The six bureaus are: Complaints;
Alternative Dispute Resolution; Unlicensed Activity; Compliance; Farm Labor; and Child Labor. Regional offices, headed by Regional Program Administrators, are located in Ft. Walton Beach, Tallahassee, Jacksonville, Gainesville, Orlando, Tampa, Ft. Myers, West Palm Beach, Margate (Ft. Lauderdale) and Miami.

Florida Real Estate Board    FREAB

The Florida Real Estate Appraisal Board (FREAB) is headquartered in Orlando and consists of seven members. The FREAB administers and enforces the real estate appraiser license law, Chapter 475, Part II, Florida Statutes. The board is also empowered to pass rules that enable it to implement its statutorily authorized duties and responsibilities. These rules are contained in Chapter 61J1, Florida Administrative Code. The statute and rules, along with Chapters 455, 215, 120, and 20, Florida Statutes, as well as the Uniform Standards of Professional Appraisal Practice (USPAP) are available here. Real estate appraisers may earn five hours of appraiser continuing education credit for attending an entire board meeting, with a maximum of ten hours during a renewal cycle.

Florida Consumer Links

Florida License Search - https://www.myfloridalicense.com/licensing/wl11.jsp?SID=

Florida Institution Search - Search for a Financial Institution here

Florida Department of Agricultural and Consumer Services - A to Z guide

Florida Land Sales - The division administers the provisions of Florida's Uniform Land Sales Practices Act, Chapter 498, Florida Statutes, relating to the offer and disposition of subdivided lands to the public. more

Florida Mobile Home Act - The Florida Mobile Home Relocation Trust Fund was created for the purpose of funding the administration and operations of the Florida Mobile Home Relocation Corporation. more

Real Estate Commission News - RECN news


    Fannie Mae
    Freddie Mac
Ginnie Mae


 Discussion Forum

Recent Posts -

FL Home Loans
Homeowners - get fast, easy & free online mortgage answers.

Florida Mortgage
Search MortgageSector for Low Rate Loans! Get Info & Apply online here.

Interest Only

Compare offers on interest on adjustable mortgages. Get Started now!

By visiting Allie Mae you have taken your first step toward becoming an educated borrower. Allie Mae is an objective, independent source of information for the mortgage consumer. Whether you are buying a home, refinancing, taking a home equity loan, building a home or in need of a mortgage for any purpose, Allie Mae is here to help. Allie Mae has helped thousands of people with their mortgage needs. We have a complete selection of articles, charts, calculators, and checklists designed to help you through the mortgage and home buying process.

© 2004 Copyright AllieMae. All Rights Reserved.
Privacy Policy   Legal  Terms & Conditions   Webmaster   Site Map    Application
About   Contact Us   Forum   Dictionary   Calculators   Articles   Free Content